You opened a trading account on FxPro, placed a few trades, and felt excited. But then life happened—maybe work got intense or you took a long vacation. Months passed, and now you’re logging back in wondering:
Did I get charged just for leaving my account alone?
If you’ve taken a break from trading, you’re not alone. But knowing how FxPro handles inactivity can help you avoid unwanted surprises and feel more confident managing your account long-term.
What Does “Inactive” Actually Mean?
In FxPro’s world, your account becomes inactive when there’s no real activity for six months. But what counts as activity?
- Placing a trade (buy or sell)
- Making a deposit or withdrawal
- Logging into your live account
Simply checking your demo account or browsing markets doesn’t count. Your live account must show real signs of use to stay active.
What Are the Inactivity Fees?
FxPro charges inactivity fees to accounts that go unused for long stretches of time. Here’s how it works:
Inactivity fee timeline:
- Months 0–6: No inactivity fees at all
- After 6 months of no activity: A one-time $15 fee is applied
- Starting month 7 and onward: A $5 monthly fee kicks in
These fees come out of your account balance. If your balance hits zero, no further fees are charged—and your account won’t go negative.
Pro Tip: These fees apply only to live accounts, not demo accounts or closed ones.
What Real Traders Are Saying
Many users discover these fees after returning from a long break:
“I had no idea there were inactivity fees until I came back after 9 months. It wasn’t huge, but it was frustrating.” — FxPro trader on a Reddit forum
“Now I make sure to log in every couple of months, even if I’m not trading. Just to stay in the clear.”
The lesson? Awareness goes a long way—and staying slightly engaged can save you money.
When Should You Close or Pause Your Account?
If you know you’re going to take a long break, it’s smart to prepare. Here’s what to consider:
- Withdraw your funds if you don’t plan to trade soon
- Make a quick trade or deposit to reset the timer
- Set calendar reminders to log in every few months
- Move over to your demo account for no-fee practice
- Contact FxPro support if you’re unsure what to do
Taking small steps now can prevent annoying surprises later.
Final thoughts
You’re not alone if trading took a backseat in your life. Just knowing how FxPro’s inactivity fees work helps you stay in control, protect your capital, and trade on your own terms. Whether you’re gearing up for a comeback or pressing pause for now, your trading journey is still yours—and you’re doing just fine.
FAQs
1. When does FxPro start charging the inactivity fee? After 6 months of no trades or logins, a $15 one-time fee is charged, then $5 each month after that.
2. What counts as activity on my account? Trades, deposits, withdrawals, or logging into your live account all count as activity.
3. What happens if my account balance is zero? No fees will be charged, and your account won’t go negative. Pro Tip: Withdraw before a break to protect your funds.
4. Do inactivity fees apply to demo accounts? No, they only apply to live trading accounts with real money.
5. Can I reactivate my account after it’s been inactive? Yes, just log in and place a trade or make a deposit to make it active again. Pro Tip: Even a small trade resets the clock.
6. How can I avoid the inactivity fee completely? Log in every few months and place occasional trades—or withdraw funds if you’re taking a long break.
7. What if I want to keep the account open but not trade for now? Just logging in regularly is often enough to avoid fees.
8. Is it worth keeping a small balance in case I return? It can be, but consider withdrawing if you’re unsure when you’ll be back.
9. Will FxPro warn me before charging inactivity fees? They may send reminders, but it’s best not to rely on them—set your own alerts.
10. Can I close my account if I no longer use it? Yes, and it’s free. Just withdraw your funds and contact support if needed.