How to Get a Tax Statement from Trading212?

If you’re using Trading212, whether to trade stocks, ETFs, or CFDs, understanding your tax obligations is an important part of managing your account. One of the key things you’ll need at the end of the financial year is your tax statement. This document helps you report your trading activity correctly and stay compliant with your local tax laws.

In this guide, we’ll walk you through how to download your tax statement from Trading212, what’s included in it, and what beginners (especially CFD traders) need to know.

What Is a Tax Statement and Why Do You Need It?

A tax statement is a summary of your trading activity for the year. It typically includes:

• Total profits or losses
• Dividend income (for Invest accounts)
• Interest charges (for CFDs)
• Fees and commissions
• Currency conversions
• Withholding tax details (if applicable)

This information is often required for submitting your annual tax return or sharing with your accountant. In some countries, like the UK or EU, you may also need to declare capital gains or dividend income separately.

How to Get Your Trading212 Tax Statement (Step-by-Step)

• Step 1: Log into your Trading212 account. You can do this from either the mobile app or the web platform. For the cleanest experience, it’s recommended to use a desktop browser.
• Step 2: Go to ‘Settings’. Once logged in, click or tap on your profile icon, then select ‘Settings’ from the drop-down menu.
• Step 3: Select ‘Documents’. In the settings menu, find and click on the ‘Documents’ tab. This is where all your reports, statements, and confirmations are stored.
• Step 4: Look for ‘Tax Statement’ or ‘Annual Report’. Trading212 usually labels this as “Tax Statement” or sometimes “Annual Statement”, especially if you’re on an Invest or CFD account.
• Step 5: Download the Statement. Click on the document to download it. The file is typically in PDF format and includes detailed breakdowns of your trading activity.

The report is generated annually, usually available by January or February following the tax year.

What’s Inside the Trading212 Tax Statement?

The contents of the tax statement can vary slightly depending on whether you have an Invest, ISA, or CFD account. Here’s what you can usually expect:

Invest Account:

• • Dividend payments
  • Capital gains/losses
  • Withholding tax (if any)

CFD Account

• • Realized profits and losses
  • Interest charges (for overnight positions)
  • Swap fees
  • Currency conversion impact
  • Deposit and withdrawal summaries

Note: CFD profits are generally taxed as income in many countries, while stock trades are usually under capital gains. Always check your local tax rules or ask an accountant.

Global and Regional Differences You Should Know

Trading212 provides the same format of tax statement to users globally. However, how you use that statement for tax filing depends on where you live:

• UK. You may need to report capital gains over your allowance. Dividend income and CFD gains could be taxable.
• EU (Germany, France, etc.). Some countries require tax on each individual transaction or have specific rules for CFDs.
• US. Trading212 isn’t available to US residents, but if you live abroad and hold citizenship, you may still have reporting obligations.

Tip: If your local tax authority requires a different format (like CSV), you may need to use platform-generated reports or statements of closed positions instead of the standard tax summary.

Real-World Insights: What Users Say

Based on reviews and trading community discussions (Reddit, forums):

• Statements are usually released automatically by February, but some users have had to contact support to request it manually.
• Some traders reported confusion with CFD fees, especially how swap rates and overnight fees are shown. Always check the breakdown carefully.
• A few users in Germany noted they needed additional transaction-level details, which they pulled from the ‘History’ tab and exported manually.

Final Thoughts

Getting your tax statement from Trading212 is straightforward, and the platform makes it easy to access all necessary documents through your account settings. While the statement is designed to meet the needs of most users, you may need to supplement it with additional data depending on where you live and what account type you use.

If you’re using a CFD account, pay close attention to swap fees, interest, and currency conversion costs, as these can impact your taxable results. And if you’re unsure how to use the report, it’s always best to consult a local tax expert.

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FAQ

1. When is the tax statement available? Typically by January or February following the end of the previous tax year.

2. How do I find it? Log in > Go to Settings > Click on Documents > Look for Tax Statement or Annual Report.

3. Can I get tax statements for past years? Yes. All previously generated statements should be available under the Documents section. If not, contact customer support.

4. Does the tax statement cover CFDs? Yes. If you used a CFD account, the statement will include profits/losses, interest, and swap fees relevant to your activity.

5. Can I use the tax statement for filing in my country? It depends. While the statement provides a full breakdown, some countries require a specific format or more granular data.

6. What if my tax report is missing or incorrect? Contact Trading212 customer support through the in-app help section. They may regenerate the report or guide you to use export tools from your account history.